Fill in the Blanks

1. Modern forms of money include currencies which are …………. and ………….

2. …………. help in pooling the savings of their members, who are poor women to meet their credit needs.

3. The share of formal sector credit is …………. for the richer households as compared to the poor households in India.

4. Absence of …………. as a guarantee is a major cause that prevents poor people from obtaining loans from formal sector sources, such as commercial banks.